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What is meant by Encumbrance Certificate and what is meant by a Nil Encumbrance Certificate?

- by Ramesh, Yeswantapur

Encumbrance Certificate is a record showing registered transactions pertaining to a property. If mortgage, sale or any other deeds in respect of a property are registered, encumbrance certificate is issued Form No. 15. If no deeds of transactions are registered in respect of a property nil encumbrance certificate is issued in Form No. 16.  The Certificate in Form No.16 is the proof that there are no registered transactions which are taken place in respect of this particular property during the period under consideration. However, unregistered transactions do not find a place in the Encumbrance Certificate.


These are all the legal questions answered by Advocate S.Selvakumar in various magazines, in various occasion including realestate reporter monthly.