Advocate Selvakumar, Advocates, property advocates in Bangalore, property lawyers in Bangalore

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TOPICS

AGREEMENTS AND SALE DEEDS

APARTMENTS, TENANTS & RENT

HOUSE & HOUSING FINANCE

LAND TRANSACTIONS

POWER OF ATTORNEY

STAMP DUTY AND REGISTRATION

WILL AND SUCCESSION

LEGAL QUESTIONS AND ANSWERS ON HOUSE & HOUSING FINANCE

Q:- I have a home loan in which I am a co-applicant. However, the total EMI amount is paid by me. What is the total income tax exemption that I can avail of?

Q:- I am desiring to seek housing loan of about 35 Lakh to purchase a 3 bedroom flat which is about 5 years old. I am a bit confused as to from which bank or financial institution I should obtain this housing loan to get the best deal. Can you provide some insight and perhaps a short list of about 3 institutions which could grant me housing loan at attractive terms?

Q:- What are the charges Housing Finance Companies charge other than interest, while granting loans? Is there any fixed rates for such charges? Do they vary from company to Company? What are hidden charges?

Q:- In case of any unforeseen circumstances, whether HFCs temporarily suspend the payment of EMI and reschedule the payment?

Q:- I have my eyes set on a particular house in Murugeshpalya. All the legal documents seem to be in order but the vendor has misplaced the original sale deed. All the same, he has a certified copy of the same. Shall I go ahead and buy this house?

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